Terms of Service
Last updated: 2026-04-17
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General
This website (the "Site") is owned and operated by 11023250 Canada Ltd. d/b/a BNB Mastery ("BNB Mastery," "we," or "us"). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site.
Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.
We reserve the right to change these Terms of Service at any time, in which case we will post the revised Terms of Service on this page. By continuing to use the Site after changes are posted, you accept the modified Terms of Service.
Intellectual Property Rights
Our License to You
This Site and all materials available on the Site are the property of BNB Mastery and/or its affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal, noncommercial use.
Unless explicitly authorized, you may not:
- Modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute any material from the Site
- Frame or inline link any content of the Site without prior written permission
- Incorporate any of our material, content, or intellectual property into another website or service
You may download and/or print individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and proprietary notices.
Your License to Us
By posting or submitting any material to us via the Site, social media, email, or otherwise, you represent that:
- You are the owner of the material, or have the express consent of the owner
- You are thirteen years of age or older
You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly display such material for any purpose. This includes the right to identify you as the author of such material.
Disclaimers
Throughout the Site, we may provide links to third-party websites. Our linking to such sites does not imply endorsement or sponsorship. We do not control and are not responsible for the content, products, or services offered by third parties.
THE INFORMATION, PRODUCTS, AND SERVICES OFFERED ON OR THROUGH THE SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR ITS SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
Indemnification
You agree to defend, indemnify, and hold harmless BNB Mastery, its affiliates, parent and subsidiary companies, agents, officers, directors, shareholders, and employees from and against any claims, damages, liabilities, costs, and expenses (including legal fees) arising out of your breach of these Terms of Service or your use of the Site.
Online Commerce
Certain sections of the Site may allow you to purchase products and services. When making a purchase:
- You agree to be financially responsible for all purchases made by you or someone acting on your behalf
- You agree to use the Site for legitimate, non-commercial purposes only
- You agree not to make purchases for speculative or fraudulent purposes
- Your purchase is for personal use only — sharing of purchased content is not permitted and may constitute copyright infringement
If payment for a course or membership is declined, our system will automatically disable access to premium materials. We will make every attempt to contact you to resolve billing issues and restore your access once payment is current.
Refund Policies
Your purchase of a product or service may or may not provide for a refund. Each product specifies its own refund policy as detailed below.
BNB Co-Hosting Mastery Refund Policy
You have 14 days after your date of purchase to request a full refund. To request a refund, you must email support@bnbmasteryprogram.com by the 14th day after your purchase date. After 14 days, all payments are non-refundable. All refunds are discretionary as determined by 11023250 Canada Ltd. d/b/a BNB Mastery.
To be eligible for the guarantee, you must:
- Put in the work: Spend at least five hours per week implementing what you learn (e.g., completing Action Items). There is no way around the work — you must build a habit of taking action each week.
- Complete the first 2 weeks of the course in their entirety: When you request a refund, we will verify that you have completed the first 2 weeks of the course and all associated assignments.
- Attend at least 1 Q&A call: Register for and attend at least one of the twice-weekly Q&A calls. These calls are designed to help you succeed — if you're stuck and don't reach out, we can't help you achieve your goals.
- Email us within 14 days: If, after completing the course material and Action Items, you still don't see improved results, email us within 14 days of your enrollment date stating your reason for requesting a refund, and include proof of all completed Action Items from the first 2 weeks.
The guarantee does NOT apply if you:
- Enroll and don't complete the first 2 weeks of the course
- Enroll and don't complete the assignments
- Enroll and don't attend a single Q&A call
- Enroll, watch some videos, decide it's too hard, and quit
- Enroll, change your mind about the business model, and decide it's not for you
- Enroll, life gets in the way, and you decide now is not the right time
- Email us more than 14 days after your enrollment date
Any deposits paid to hold your place in a program intake, where you do not enter directly into the program, are non-refundable without exception.
BNB Investing Mastery Refund Policy
You have 14 days after your date of purchase to request a full refund. To request a refund, you must email support@bnbmasteryprogram.com by the 14th day after your purchase date. After 14 days, all payments are non-refundable. All refunds are discretionary as determined by 11023250 Canada Ltd. d/b/a BNB Mastery.
To be eligible for the guarantee, you must:
- Put in the work: Spend at least five hours per week implementing what you learn (e.g., completing Action Items). There is no way around the work — you must build a habit of taking action each week.
- Complete the first 2 weeks of the course in their entirety: When you request a refund, we will verify that you have completed the first 2 weeks of the course and all associated assignments.
- Attend at least 1 Q&A call: Register for and attend at least one of the twice-weekly Q&A calls. These calls are designed to help you succeed — if you're stuck and don't reach out, we can't help you achieve your goals.
- Email us within 14 days: If, after completing the course material and Action Items, you still don't see improved results, email us within 14 days of your enrollment date stating your reason for requesting a refund, and include proof of all completed Action Items from the first 2 weeks.
The guarantee does NOT apply if you:
- Enroll and don't complete the first 2 weeks of the course
- Enroll and don't complete the assignments
- Enroll and don't attend a single Q&A call
- Enroll, watch some videos, decide it's too hard, and quit
- Enroll, change your mind about the business model, and decide it's not for you
- Enroll, life gets in the way, and you decide now is not the right time
- Email us more than 14 days after your enrollment date
Any deposits paid to hold your place in a program intake, where you do not enter directly into the program, are non-refundable without exception.
BNB Tribe Refund Policy
BNB Tribe offers a 30-day money-back guarantee. If you are not satisfied with your membership, you may cancel within 30 days of joining for a full refund, no questions asked.
To request a refund:
- Cancel your membership by clicking the cancel button inside the member portal within 30 days of joining
- Send an email to support@bnbmasteryprogram.com requesting your refund
We will process your refund promptly. No penalties, no hoops to jump through.
Interactive Features
The Site may include features such as community forums, comment sections, and messaging. You are solely responsible for the content you post. As a condition of using the Site, you agree not to:
- Restrict or inhibit any other user from using and enjoying the Site
- Impersonate any person or entity, or misrepresent your affiliation with a person or entity
- Interfere with or disrupt servers or networks used to provide the Site
- Instigate or encourage others to commit illegal activities or cause harm
- Gain unauthorized access to the Site or any connected systems through hacking or other illicit means
- Post or transmit any unlawful, threatening, abusive, defamatory, obscene, or otherwise objectionable content
- Post or transmit any material that violates or infringes the rights of others (copyright, trademark, privacy, etc.)
- Post or transmit any information containing viruses or other harmful components
- Use the Site for unauthorized commercial purposes, advertising, or solicitation
- Gather email addresses or personal information posted by other users for marketing purposes
We reserve the right to remove any user-created content at any time and for any reason. We also reserve the right to remove members from our online communities at our sole discretion to maintain a positive environment.
Registration and Accounts
To access certain features, you may be required to register and create an account. You agree to:
- Provide true, accurate, current, and complete information during registration
- Maintain and update your information to keep it accurate and current
- Keep your password confidential and secure
- Accept responsibility for all activity that occurs under your account
- Notify us immediately of any unauthorized use of your account
We reserve the right to suspend or terminate accounts that contain inaccurate or incomplete information.
Educational Purpose and Investment Disclaimer
BNB MASTERY IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR.
WE EXIST FOR EDUCATIONAL PURPOSES ONLY. The materials and information contained on this Site and in our products and services are for general informational purposes only. None of the information provided by us is intended as investment, tax, accounting, or legal advice, or as an offer or solicitation of an offer to buy or sell any security.
YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL PROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED BY US.
You acknowledge and agree that no representation has been made by BNB Mastery or its affiliates regarding future income, expenses, sales volume, or potential profitability that may be derived from participation in any of our programs.
For more information, please see our Earnings Disclaimer.
Limitation of Liability
UNDER NO CIRCUMSTANCES SHALL WE, OUR PARENT COMPANIES, SUBSIDIARIES, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, OUR PRODUCTS, SERVICES, OR THIRD-PARTY MATERIALS MADE AVAILABLE THROUGH THE SITE, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES.
In jurisdictions that do not allow the exclusion or limitation of certain categories of damages, our liability is limited to the fullest extent permitted by applicable law.
IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
Termination
We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. Upon termination, you are no longer authorized to access the affected portions of the Site. The restrictions, disclaimers, and limitations of liability set forth in these Terms of Service shall survive termination.
DMCA / Copyright Complaints
If you believe that materials hosted by BNB Mastery infringe your copyright, you or your agent may send a notice requesting removal in accordance with the Digital Millennium Copyright Act (DMCA). Counter-notices may also be submitted per DMCA requirements. For details, visit copyright.gov.
Copyright Agent: support@bnbmasteryprogram.com
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada. Any dispute shall be subject to binding arbitration in Ontario, Canada.
If any provision of these Terms of Service is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity of the remaining provisions.
Assignment
This Agreement shall be binding upon and inure to the benefit of BNB Mastery and our respective assigns, successors, heirs, and legal representatives. You may not assign your rights under this Agreement without our prior written consent. BNB Mastery may freely assign all rights and obligations to any affiliated entity or wholly owned subsidiary.
Changes to These Terms
We may update these Terms of Service at any time. When we make changes, we will update the "Last Updated" date at the top of this page.
Contact Us
If you have questions about these Terms of Service, please contact us at:
BNB Mastery Email: support@bnbmasteryprogram.com